{
  "id": "german-credit",
  "name": "German Credit Risk Dataset",
  "title": "German Credit Risk Dataset",
  "description": "1,000 loan applicant records with checking balance, loan duration, credit history, purpose, loan amount, and 20+ financial and personal attributes used for credit risk classification.",
  "category": "finance",
  "source": "https://github.com/stedy/Machine-Learning-with-R-datasets",
  "source_url": "https://github.com/stedy/Machine-Learning-with-R-datasets",
  "updated": "2026-04",
  "record_count": 1000,
  "columns": [
    {
      "key": "checking_balance",
      "label": "Checking Balance",
      "type": "string"
    },
    {
      "key": "months_loan_duration",
      "label": "Months Loan Duration",
      "type": "number"
    },
    {
      "key": "credit_history",
      "label": "Credit History",
      "type": "string"
    },
    {
      "key": "purpose",
      "label": "Purpose",
      "type": "string"
    },
    {
      "key": "amount",
      "label": "Amount",
      "type": "number"
    },
    {
      "key": "savings_balance",
      "label": "Savings Balance",
      "type": "string"
    },
    {
      "key": "employment_length",
      "label": "Employment Length",
      "type": "string"
    },
    {
      "key": "installment_rate",
      "label": "Installment Rate",
      "type": "number"
    },
    {
      "key": "personal_status",
      "label": "Personal Status",
      "type": "string"
    },
    {
      "key": "other_debtors",
      "label": "Other Debtors",
      "type": "string"
    },
    {
      "key": "residence_history",
      "label": "Residence History",
      "type": "number"
    },
    {
      "key": "property",
      "label": "Property",
      "type": "string"
    },
    {
      "key": "age",
      "label": "Age",
      "type": "number"
    },
    {
      "key": "installment_plan",
      "label": "Installment Plan",
      "type": "string"
    },
    {
      "key": "housing",
      "label": "Housing",
      "type": "string"
    },
    {
      "key": "existing_credits",
      "label": "Existing Credits",
      "type": "number"
    },
    {
      "key": "default",
      "label": "Default",
      "type": "number"
    },
    {
      "key": "dependents",
      "label": "Dependents",
      "type": "number"
    },
    {
      "key": "telephone",
      "label": "Telephone",
      "type": "string"
    },
    {
      "key": "foreign_worker",
      "label": "Foreign Worker",
      "type": "string"
    },
    {
      "key": "job",
      "label": "Job",
      "type": "string"
    }
  ],
  "rows": [
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1169",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "67",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "5951",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "2096",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "49",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "42",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "7882",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "building society savings",
      "age": "45",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "4870",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "53",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "9055",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "35",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2835",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "53",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "6948",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "35",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3059",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "61",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "5234",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1295",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "25",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "4308",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1567",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1199",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "60",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1403",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1282",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2424",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "53",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "8072",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "25",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "12579",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "44",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3430",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2134",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "48",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2647",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "44",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "10",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2241",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "48",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "1804",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "44",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "2069",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1374",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "36",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "fully repaid",
      "purpose": "radio/tv",
      "amount": "426",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "409",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "42",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "7",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2415",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "60",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "6836",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "63",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1913",
      "savings_balance": "> 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "36",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "4020",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "27",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "5866",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1264",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "57",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1474",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "33",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "45",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "4746",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "6110",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "31",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2100",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "2",
      "property": "real estate",
      "age": "37",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "1225",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "458",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2333",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "30",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1158",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "delayed",
      "purpose": "repairs",
      "amount": "6204",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "44",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "6187",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "6143",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "58",
      "installment_plan": "stores",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "11",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1393",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2299",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "1352",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "unemployed",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "11",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "7228",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2073",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "2",
      "property": "real estate",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "2333",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "29",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "27",
      "credit_history": "delayed",
      "purpose": "car (used)",
      "amount": "5965",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1262",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "3378",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "2225",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "57",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "783",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "26",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "6468",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "52",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "9566",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1961",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "6229",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1391",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "27",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1537",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "real estate",
      "age": "50",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "1953",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
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      "age": "61",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "14421",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3181",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
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      "property": "building society savings",
      "age": "26",
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    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "27",
      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "5190",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "48",
      "installment_plan": "none",
      "housing": "own",
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    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2171",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
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      "installment_plan": "bank",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1007",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1819",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "37",
      "installment_plan": "stores",
      "housing": "for free",
      "existing_credits": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2394",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "8133",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "7",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "730",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "46",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "8",
      "credit_history": "critical",
      "purpose": "others",
      "amount": "1164",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "51",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "42",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "5954",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "41",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1977",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "1526",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "66",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "42",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3965",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "11",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "4771",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "51",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "54",
      "credit_history": "fully repaid",
      "purpose": "car (used)",
      "amount": "9436",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3832",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "5943",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "44",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1213",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "47",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1568",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "others",
      "amount": "1755",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "real estate",
      "age": "58",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2315",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "52",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1412",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "guarantor",
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      "property": "real estate",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "1295",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "12612",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "47",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2249",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid",
      "purpose": "repairs",
      "amount": "1108",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "618",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "56",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "1409",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "54",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "797",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "33",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "3617",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "20",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1318",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "54",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "54",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "15945",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "58",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "2012",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
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    {
      "checking_balance": "1 - 200 DM",
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      "savings_balance": "101 - 500 DM",
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
      "amount": "2337",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "real estate",
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "car (used)",
      "amount": "7057",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
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      "property": "building society savings",
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      "installment_plan": "bank",
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    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "1469",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
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      "property": "real estate",
      "age": "41",
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      "housing": "rent",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2323",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
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      "age": "24",
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      "housing": "rent",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
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      "purpose": "radio/tv",
      "amount": "932",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
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      "property": "real estate",
      "age": "24",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "furniture",
      "amount": "1919",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "purpose": "car (used)",
      "amount": "2445",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
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      "housing": "rent",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "others",
      "amount": "11938",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
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      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "6458",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "39",
      "installment_plan": "bank",
      "housing": "own",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "6078",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "32",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "7721",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "14",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1410",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "1449",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "392",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "6260",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "28",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "7855",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "25",
      "installment_plan": "stores",
      "housing": "own",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1680",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
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      "residence_history": "1",
      "property": "real estate",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
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      "purpose": "radio/tv",
      "amount": "3578",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "47",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "42",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "7174",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
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      "residence_history": "3",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "10",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "2132",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "3",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "33",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "4281",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2366",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "36",
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      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1835",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "3868",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "41",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1768",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "10",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "781",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "63",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1924",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2121",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "701",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "639",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "1860",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "3499",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "2",
      "property": "real estate",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "8487",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "delayed",
      "purpose": "education",
      "amount": "6887",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "29",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2708",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1984",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "47",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "60",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "10144",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "21",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1240",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "27",
      "credit_history": "delayed",
      "purpose": "car (used)",
      "amount": "8613",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "766",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "66",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2728",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "35",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1881",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "44",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "709",
      "savings_balance": "> 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "4795",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "27",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3416",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2462",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "2288",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid this bank",
      "purpose": "business",
      "amount": "3566",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "30",
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      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "860",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "682",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "51",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "5371",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "building society savings",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1582",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "46",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1346",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "42",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1924",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "5848",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "7758",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "6967",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "other",
      "age": "36",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1282",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "20",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "repairs",
      "amount": "1288",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "real estate",
      "age": "48",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid this bank",
      "purpose": "retraining",
      "amount": "339",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "45",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3512",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "38",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1898",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2872",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1055",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "1262",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "7308",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "70",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "909",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2978",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1131",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "11",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1577",
      "savings_balance": "> 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "20",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3972",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "25",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1935",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "fully repaid",
      "purpose": "car (new)",
      "amount": "950",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "763",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "2064",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "8",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1414",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "delayed",
      "purpose": "education",
      "amount": "3414",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "fully repaid this bank",
      "purpose": "car (used)",
      "amount": "7485",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "53",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2577",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "338",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "52",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1963",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "571",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "65",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "delayed",
      "purpose": "business",
      "amount": "9572",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "divorced male",
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      "residence_history": "1",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "4455",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
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      "residence_history": "2",
      "property": "real estate",
      "age": "30",
      "installment_plan": "stores",
      "housing": "own",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "1647",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "3777",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "50",
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      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "884",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
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      "installment_plan": "bank",
      "housing": "own",
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      "default": "2",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1360",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "building society savings",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "fully repaid this bank",
      "purpose": "car (used)",
      "amount": "5129",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "74",
      "installment_plan": "bank",
      "housing": "for free",
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      "default": "2",
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      "telephone": "yes",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "16",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1175",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "68",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "3",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "674",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
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      "residence_history": "1",
      "property": "building society savings",
      "age": "20",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "fully repaid",
      "purpose": "furniture",
      "amount": "3244",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "other_debtors": "none",
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      "age": "33",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "4591",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "54",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "3844",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "34",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "27",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "3915",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2108",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "45",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3031",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "building society savings",
      "age": "21",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "education",
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      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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    },
    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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      "housing": "own",
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "951",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
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    {
      "checking_balance": "1 - 200 DM",
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      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "unknown/none",
      "age": "36",
      "installment_plan": "bank",
      "housing": "for free",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "4297",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "education",
      "amount": "936",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1168",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
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      "property": "real estate",
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      "housing": "own",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "27",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "5117",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
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      "property": "other",
      "age": "26",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "retraining",
      "amount": "902",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "21",
      "installment_plan": "none",
      "housing": "rent",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1495",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "none",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "10623",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "38",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "3",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "1935",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "43",
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      "housing": "own",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "domestic appliances",
      "amount": "1424",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
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      "residence_history": "3",
      "property": "building society savings",
      "age": "26",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "purpose": "business",
      "amount": "6568",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "property": "other",
      "age": "21",
      "installment_plan": "stores",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (used)",
      "amount": "1413",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "55",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "9",
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      "purpose": "radio/tv",
      "amount": "3074",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "33",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3835",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "property": "real estate",
      "age": "45",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
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    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "27",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "5293",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "50",
      "installment_plan": "stores",
      "housing": "own",
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    {
      "checking_balance": "> 200 DM",
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      "purpose": "business",
      "amount": "1908",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "residence_history": "4",
      "property": "real estate",
      "age": "66",
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    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
      "amount": "3342",
      "savings_balance": "unknown",
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      "personal_status": "single male",
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      "age": "51",
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      "housing": "own",
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    {
      "checking_balance": "1 - 200 DM",
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      "property": "building society savings",
      "age": "39",
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      "housing": "own",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "business",
      "amount": "3104",
      "savings_balance": "< 100 DM",
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      "installment_plan": "bank",
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    {
      "checking_balance": "> 200 DM",
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      "purpose": "radio/tv",
      "amount": "3913",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
      "age": "23",
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      "housing": "own",
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      "job": "skilled employee"
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "furniture",
      "amount": "3021",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "divorced male",
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      "residence_history": "2",
      "property": "real estate",
      "age": "24",
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      "housing": "rent",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
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      "purpose": "car (new)",
      "amount": "1364",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "other",
      "age": "64",
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      "housing": "own",
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    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
      "amount": "625",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "married male",
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      "property": "real estate",
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      "installment_plan": "bank",
      "housing": "own",
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      "foreign_worker": "yes",
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    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1200",
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      "property": "building society savings",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "707",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
      "age": "30",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
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      "purpose": "business",
      "amount": "2978",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "property": "real estate",
      "age": "32",
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      "housing": "own",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
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      "purpose": "car (used)",
      "amount": "4657",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "housing": "own",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "fully repaid",
      "purpose": "repairs",
      "amount": "2613",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "10961",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
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      "property": "unknown/none",
      "age": "27",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "2",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "7865",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "53",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1478",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3149",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "22",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "4210",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2507",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "51",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2141",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "866",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "4",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1544",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1823",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "30",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "14555",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "2767",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "61",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1291",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2522",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "3",
      "property": "building society savings",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "915",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "29",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1595",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "51",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid",
      "purpose": "car (used)",
      "amount": "4605",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "24",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1185",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "fully repaid this bank",
      "purpose": "retraining",
      "amount": "3447",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1258",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "717",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "52",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "fully repaid",
      "purpose": "car (new)",
      "amount": "1204",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "35",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1925",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "433",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "real estate",
      "age": "22",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "666",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2251",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "46",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2150",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "guarantor",
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      "property": "unknown/none",
      "age": "24",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "4151",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2030",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "60",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "7418",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2684",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "real estate",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "2149",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "29",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "3812",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "female",
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      "residence_history": "4",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "11",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1154",
      "savings_balance": "101 - 500 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "57",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1657",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1603",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "55",
      "installment_plan": "none",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "purpose": "education",
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      "employment_length": "> 7 yrs",
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      "age": "57",
      "installment_plan": "bank",
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    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
      "credit_history": "critical",
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      "amount": "1231",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "property": "real estate",
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    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "purpose": "business",
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      "savings_balance": "unknown",
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    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
      "amount": "1533",
      "savings_balance": "< 100 DM",
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      "age": "38",
      "installment_plan": "stores",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (new)",
      "amount": "8978",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "divorced male",
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      "property": "building society savings",
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      "housing": "own",
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      "telephone": "yes",
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    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "999",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "unknown",
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      "installment_plan": "none",
      "housing": "own",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "501 - 1000 DM",
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "12169",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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      "personal_status": "divorced male",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
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      "employment_length": "1 - 4 yrs",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "> 200 DM",
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      "purpose": "radio/tv",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (used)",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "other_debtors": "guarantor",
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      "property": "real estate",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "1024",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "property": "real estate",
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      "installment_plan": "stores",
      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1076",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "property": "real estate",
      "age": "26",
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      "housing": "own",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "car (used)",
      "amount": "9398",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "married male",
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      "property": "other",
      "age": "28",
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      "housing": "rent",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "6419",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "44",
      "installment_plan": "none",
      "housing": "for free",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "42",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "4796",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "56",
      "installment_plan": "none",
      "housing": "for free",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "7629",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "46",
      "installment_plan": "bank",
      "housing": "own",
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      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "9960",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "4675",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "20",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1287",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "2",
      "property": "building society savings",
      "age": "45",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2515",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "43",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "21",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "2745",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "672",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "54",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "fully repaid",
      "purpose": "radio/tv",
      "amount": "3804",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1344",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "37",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "10",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1038",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "3",
      "property": "building society savings",
      "age": "49",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "10127",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "44",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1543",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "4811",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "stores",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "727",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "8",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1237",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "276",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "22",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "others",
      "amount": "5381",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "40",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "5511",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "25",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3749",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "685",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "25",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "4",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1494",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "fully repaid this bank",
      "purpose": "furniture",
      "amount": "2746",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "31",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "708",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "3",
      "property": "building society savings",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "4351",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "48",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "701",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "3643",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "4249",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1938",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "2910",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "34",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2659",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1028",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "8",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "3398",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "5801",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "49",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1525",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "4473",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
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      "purpose": "car (used)",
      "amount": "6615",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "personal_status": "single male",
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      "residence_history": "4",
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      "age": "75",
      "installment_plan": "none",
      "housing": "for free",
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    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "education",
      "amount": "1864",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
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      "property": "real estate",
      "age": "30",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "60",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "7408",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
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      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "11590",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "other",
      "age": "24",
      "installment_plan": "bank",
      "housing": "rent",
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      "default": "2",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid",
      "purpose": "furniture",
      "amount": "4110",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "23",
      "installment_plan": "bank",
      "housing": "rent",
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      "default": "2",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "3384",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "44",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "2",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "13",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2101",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
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      "other_debtors": "guarantor",
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      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "1275",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "4169",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1521",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "5743",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "24",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3599",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3213",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "4439",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "1",
      "property": "real estate",
      "age": "33",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3949",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "1",
      "property": "building society savings",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1459",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "other",
      "age": "43",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "882",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "real estate",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3758",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "unemployed",
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      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "1743",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "real estate",
      "age": "34",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "1136",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "32",
      "installment_plan": "none",
      "housing": "for free",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "purpose": "domestic appliances",
      "amount": "1236",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
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      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "furniture",
      "amount": "959",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "other",
      "age": "29",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "3229",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid",
      "purpose": "radio/tv",
      "amount": "6199",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "28",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "education",
      "amount": "727",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "46",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "car (new)",
      "amount": "1246",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "23",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2331",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "real estate",
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      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "4463",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "776",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
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      "property": "real estate",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2406",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1239",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "61",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
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      "checking_balance": "> 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
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    {
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    {
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    {
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    {
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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      "savings_balance": "> 1000 DM",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
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    {
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    {
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      "savings_balance": "> 1000 DM",
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    {
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    {
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    {
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    {
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
      "checking_balance": "> 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
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    {
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    {
      "checking_balance": "unknown",
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    {
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "unknown",
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    {
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    {
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    {
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    {
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "> 1000 DM",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "repairs",
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      "savings_balance": "< 100 DM",
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    },
    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "divorced male",
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      "property": "real estate",
      "age": "33",
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      "housing": "own",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "furniture",
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      "savings_balance": "< 100 DM",
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      "property": "real estate",
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
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      "savings_balance": "unknown",
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      "personal_status": "married male",
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      "residence_history": "1",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "501 - 1000 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "married male",
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      "property": "real estate",
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      "housing": "rent",
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    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "1287",
      "savings_balance": "> 1000 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "> 200 DM",
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      "amount": "609",
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    {
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      "checking_balance": "< 0 DM",
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    {
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    {
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "> 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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      "installment_plan": "stores",
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    {
      "checking_balance": "unknown",
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      "amount": "11054",
      "savings_balance": "unknown",
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      "housing": "own",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "amount": "4817",
      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "amount": "3386",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "35",
      "installment_plan": "none",
      "housing": "for free",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "343",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "other_debtors": "none",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "4594",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "other_debtors": "none",
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      "installment_plan": "none",
      "housing": "own",
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      "dependents": "1",
      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3620",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "other_debtors": "guarantor",
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      "property": "building society savings",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1721",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
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      "property": "real estate",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3017",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "34",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "retraining",
      "amount": "754",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1950",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "34",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "2924",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "63",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "1659",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "7238",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "32",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "33",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "2764",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "car (used)",
      "amount": "4679",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3092",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "22",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "448",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "654",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "retraining",
      "amount": "1238",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1245",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "fully repaid",
      "purpose": "furniture",
      "amount": "3114",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
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      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "26",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "39",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "2569",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "5152",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "25",
      "installment_plan": "bank",
      "housing": "own",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1037",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
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      "property": "real estate",
      "age": "39",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
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    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "1478",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
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      "age": "44",
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      "housing": "own",
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      "default": "1",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "3573",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "housing": "own",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1201",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "building society savings",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3622",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "57",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "960",
      "savings_balance": "> 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
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      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "1163",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "car (new)",
      "amount": "1209",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "age": "47",
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      "housing": "own",
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      "default": "2",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3077",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
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      "age": "52",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "3757",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "62",
      "installment_plan": "none",
      "housing": "for free",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1418",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
      "age": "35",
      "installment_plan": "none",
      "housing": "rent",
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      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "3518",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "housing": "rent",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "age": "26",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "27",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "8318",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "42",
      "installment_plan": "none",
      "housing": "for free",
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      "default": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1237",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "368",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
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    },
    {
      "checking_balance": "< 0 DM",
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      "purpose": "furniture",
      "amount": "2996",
      "savings_balance": "unknown",
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      "foreign_worker": "yes",
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    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "furniture",
      "amount": "9034",
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      "employment_length": "0 - 1 yrs",
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      "property": "unknown/none",
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    },
    {
      "checking_balance": "unknown",
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      "purpose": "furniture",
      "amount": "1585",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "property": "building society savings",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1301",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
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      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1323",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3123",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
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      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "5493",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "42",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1126",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "49",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
      "amount": "1216",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "unknown/none",
      "age": "38",
      "installment_plan": "bank",
      "housing": "own",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (new)",
      "amount": "1207",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
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      "property": "building society savings",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
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      "purpose": "car (new)",
      "amount": "1309",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "property": "building society savings",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "2360",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
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      "property": "other",
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      "housing": "own",
      "existing_credits": "1",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "6850",
      "savings_balance": "101 - 500 DM",
      "employment_length": "unemployed",
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      "property": "building society savings",
      "age": "34",
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      "housing": "own",
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      "telephone": "yes",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "unknown",
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      "amount": "1413",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "759",
      "savings_balance": "< 100 DM",
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      "property": "real estate",
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      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "unknown/none",
      "age": "32",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "> 200 DM",
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      "credit_history": "repaid",
      "purpose": "business",
      "amount": "2687",
      "savings_balance": "< 100 DM",
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      "property": "building society savings",
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      "housing": "rent",
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      "telephone": "yes",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "585",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "2255",
      "savings_balance": "unknown",
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      "personal_status": "single male",
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      "property": "building society savings",
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    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "critical",
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      "amount": "609",
      "savings_balance": "< 100 DM",
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      "property": "building society savings",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (new)",
      "amount": "1361",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "property": "real estate",
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      "housing": "own",
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      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "furniture",
      "amount": "7127",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1203",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
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      "residence_history": "2",
      "property": "building society savings",
      "age": "43",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "700",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "36",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "repairs",
      "amount": "5507",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "property": "unknown/none",
      "age": "44",
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      "housing": "for free",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3190",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
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      "residence_history": "2",
      "property": "real estate",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid",
      "purpose": "furniture",
      "amount": "7119",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "53",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (used)",
      "amount": "3488",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
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      "property": "other",
      "age": "23",
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      "housing": "own",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1113",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "guarantor",
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      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "26",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "7966",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "1532",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "4",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1503",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2302",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "662",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "41",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "2273",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2631",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "delayed",
      "purpose": "car (used)",
      "amount": "1503",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "41",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1311",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3105",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "21",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "2319",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1374",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "75",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "3612",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "7763",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "42",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3049",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "45",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1534",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "2032",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "60",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "6350",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2864",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1255",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "61",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "1333",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "43",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2022",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1552",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "32",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "626",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "24",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "8858",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "unknown/none",
      "age": "35",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "repairs",
      "amount": "996",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "1750",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "45",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "6999",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "married male",
      "other_debtors": "guarantor",
      "residence_history": "1",
      "property": "real estate",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1995",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1199",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "67",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1331",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "22",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "fully repaid",
      "purpose": "car (new)",
      "amount": "2278",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "fully repaid",
      "purpose": "car (new)",
      "amount": "5003",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "29",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "furniture",
      "amount": "3552",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "27",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "1928",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "2964",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "1546",
      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "> 200 DM",
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      "purpose": "radio/tv",
      "amount": "683",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "installment_plan": "bank",
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "business",
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      "savings_balance": "unknown",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "1553",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
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      "other_debtors": "none",
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      "property": "building society savings",
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      "housing": "rent",
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      "job": "skilled employee"
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    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1372",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
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      "residence_history": "3",
      "property": "other",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2578",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3979",
      "savings_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "other",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "furniture",
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      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "residence_history": "4",
      "property": "real estate",
      "age": "23",
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      "housing": "rent",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "5954",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "co-applicant",
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      "property": "other",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "5433",
      "savings_balance": "unknown",
      "employment_length": "unemployed",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "26",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "806",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "other_debtors": "none",
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      "property": "building society savings",
      "age": "22",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1082",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "other",
      "age": "27",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "furniture",
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      "savings_balance": "< 100 DM",
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      "installment_plan": "bank",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2930",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "female",
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      "property": "real estate",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "education",
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      "savings_balance": "unknown",
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      "personal_status": "female",
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      "residence_history": "2",
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      "housing": "own",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2820",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "divorced male",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "retraining",
      "amount": "937",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "married male",
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      "housing": "own",
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    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "car (new)",
      "amount": "1056",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "property": "real estate",
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      "installment_plan": "bank",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "car (new)",
      "amount": "3124",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "furniture",
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      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "female",
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      "housing": "rent",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "2384",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "single male",
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      "property": "unknown/none",
      "age": "33",
      "installment_plan": "none",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "2133",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "52",
      "installment_plan": "none",
      "housing": "for free",
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    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2039",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
      "age": "20",
      "installment_plan": "bank",
      "housing": "rent",
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      "default": "2",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2799",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
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      "housing": "rent",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1289",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "guarantor",
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      "property": "building society savings",
      "age": "21",
      "installment_plan": "none",
      "housing": "own",
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    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "1217",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
      "age": "47",
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      "housing": "own",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "2246",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "other_debtors": "none",
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      "property": "building society savings",
      "age": "60",
      "installment_plan": "none",
      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "385",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "58",
      "installment_plan": "none",
      "housing": "own",
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      "dependents": "1",
      "telephone": "yes",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "1965",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "42",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "1572",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "36",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2718",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "20",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "others",
      "amount": "1358",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "40",
      "installment_plan": "stores",
      "housing": "own",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "931",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "32",
      "installment_plan": "stores",
      "housing": "own",
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      "default": "2",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1442",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "4241",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2775",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "31",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "3863",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "32",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "7",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2329",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "guarantor",
      "residence_history": "1",
      "property": "real estate",
      "age": "45",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "918",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "education",
      "amount": "1837",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "34",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3349",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1275",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "furniture",
      "amount": "2828",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "22",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "4526",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "74",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2671",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "50",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2051",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "1300",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "45",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "741",
      "savings_balance": "101 - 500 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1240",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "48",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3357",
      "savings_balance": "> 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "29",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "car (used)",
      "amount": "3632",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "other",
      "age": "22",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "1808",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "12204",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "48",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "60",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "9157",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "27",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "3676",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "37",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "3",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3441",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "other",
      "age": "21",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "640",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "49",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "21",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "3652",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1530",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "32",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "3914",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "38",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1858",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "22",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2600",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "65",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1979",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2116",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
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      "installment_plan": "none",
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    {
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      "checking_balance": "unknown",
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    {
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      "savings_balance": "unknown",
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      "property": "real estate",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "fully repaid this bank",
      "purpose": "furniture",
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      "savings_balance": "< 100 DM",
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      "installment_rate": "4",
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      "property": "other",
      "age": "44",
      "installment_plan": "bank",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1444",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "1",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
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      "amount": "1980",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "property": "other",
      "age": "19",
      "installment_plan": "none",
      "housing": "rent",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1355",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1393",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "47",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1376",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
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      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "60",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "15653",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "21",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1493",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
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      "residence_history": "3",
      "property": "other",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "42",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "4370",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "26",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "750",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "1308",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "4623",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1851",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "married male",
      "other_debtors": "guarantor",
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      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1880",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "other_debtors": "none",
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      "property": "building society savings",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "delayed",
      "purpose": "business",
      "amount": "7980",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "single male",
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      "residence_history": "4",
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      "age": "27",
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      "housing": "rent",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "fully repaid",
      "purpose": "furniture",
      "amount": "4583",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1386",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "building society savings",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "947",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "38",
      "installment_plan": "bank",
      "housing": "for free",
      "existing_credits": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "684",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "residence_history": "4",
      "property": "other",
      "age": "40",
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      "housing": "rent",
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      "telephone": "none",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "7476",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "residence_history": "1",
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      "age": "50",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
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      "dependents": "1",
      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1922",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2303",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "1",
      "property": "real estate",
      "age": "45",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "8086",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "2346",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
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      "age": "35",
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      "housing": "own",
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    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
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      "amount": "3973",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "age": "22",
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    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "888",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "age": "41",
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    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "10222",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "37",
      "installment_plan": "stores",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "4221",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "6361",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "41",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1297",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "real estate",
      "age": "23",
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      "housing": "rent",
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    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "900",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2241",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "50",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "1050",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "building society savings",
      "age": "35",
      "installment_plan": "stores",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "1047",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
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      "property": "building society savings",
      "age": "50",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "others",
      "amount": "6314",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "unknown/none",
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      "installment_plan": "bank",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "fully repaid this bank",
      "purpose": "furniture",
      "amount": "3496",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "installment_plan": "stores",
      "housing": "own",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "fully repaid this bank",
      "purpose": "business",
      "amount": "3609",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "installment_plan": "stores",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "4843",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
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      "property": "building society savings",
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      "installment_plan": "none",
      "housing": "rent",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "3017",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "47",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "4139",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "5742",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "60",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "10366",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2080",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "age": "24",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "credit_history": "delayed",
      "purpose": "business",
      "amount": "2580",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "real estate",
      "age": "41",
      "installment_plan": "bank",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
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    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "4530",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "5150",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
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      "age": "33",
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      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "72",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "5595",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "age": "24",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2384",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "real estate",
      "age": "64",
      "installment_plan": "bank",
      "housing": "rent",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1453",
      "savings_balance": "< 100 DM",
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      "residence_history": "1",
      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1538",
      "savings_balance": "< 100 DM",
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      "other_debtors": "none",
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      "age": "56",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2279",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "37",
      "installment_plan": "none",
      "housing": "for free",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
      "amount": "1478",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "residence_history": "3",
      "property": "real estate",
      "age": "33",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "5103",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "47",
      "installment_plan": "none",
      "housing": "for free",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "business",
      "amount": "9857",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
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      "other_debtors": "none",
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      "property": "building society savings",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "60",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "6527",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "34",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "10",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1347",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "2862",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "unknown/none",
      "age": "30",
      "installment_plan": "none",
      "housing": "for free",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2753",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
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      "housing": "own",
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      "job": "skilled employee"
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    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3651",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "building society savings",
      "age": "31",
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      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "975",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "2631",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2896",
      "savings_balance": "101 - 500 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "4716",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "44",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2284",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "1236",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "building society savings",
      "age": "50",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1103",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "3",
      "property": "real estate",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "926",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1800",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "1905",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "40",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1123",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "6331",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "46",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1377",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "47",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "2503",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "41",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "27",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "2528",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "32",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "5324",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "35",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "6560",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid",
      "purpose": "furniture",
      "amount": "2969",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "25",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1206",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "25",
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      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2118",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
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    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "629",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "building society savings",
      "age": "32",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "fully repaid this bank",
      "purpose": "education",
      "amount": "1198",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "35",
      "installment_plan": "none",
      "housing": "for free",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "2476",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "real estate",
      "age": "46",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "yes",
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    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1138",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "residence_history": "4",
      "property": "real estate",
      "age": "25",
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      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "60",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "14027",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "7596",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "63",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "3077",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1505",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "32",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "3148",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "20",
      "credit_history": "fully repaid",
      "purpose": "car (used)",
      "amount": "6148",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "31",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
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    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "9",
      "credit_history": "fully repaid",
      "purpose": "radio/tv",
      "amount": "1337",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "fully repaid this bank",
      "purpose": "education",
      "amount": "433",
      "savings_balance": "> 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1228",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "24",
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      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "790",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "66",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "27",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2570",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "21",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "250",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "41",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1316",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "47",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1882",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "25",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "fully repaid this bank",
      "purpose": "business",
      "amount": "6416",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "59",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1275",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "36",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "radio/tv",
      "amount": "6403",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1987",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "21",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "8",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "760",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "44",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "2603",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "4",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "3380",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "36",
      "credit_history": "fully repaid this bank",
      "purpose": "domestic appliances",
      "amount": "3990",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "29",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "11560",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "4380",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "6761",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "45",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "4280",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "2325",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "32",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "10",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "1048",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "23",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3160",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "41",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "furniture",
      "amount": "2483",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "22",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "39",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "14179",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "13",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1797",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "28",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2511",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1274",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "5248",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "3029",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "428",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "49",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "976",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "841",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "5771",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "delayed",
      "purpose": "repairs",
      "amount": "1555",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "55",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1285",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "32",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1299",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "74",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "3",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1271",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "39",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1393",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "691",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
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      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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    {
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      "age": "30",
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    {
      "checking_balance": "unknown",
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      "checking_balance": "1 - 200 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
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      "amount": "3108",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "divorced male",
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      "age": "31",
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      "housing": "own",
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    },
    {
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      "amount": "2901",
      "savings_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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      "savings_balance": "< 100 DM",
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      "age": "28",
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      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "age": "63",
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    },
    {
      "checking_balance": "< 0 DM",
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      "property": "real estate",
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    {
      "checking_balance": "< 0 DM",
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      "age": "25",
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    {
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "> 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "unknown",
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    {
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    {
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
      "amount": "2675",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
      "checking_balance": "unknown",
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      "amount": "6313",
      "savings_balance": "unknown",
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      "personal_status": "single male",
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      "age": "41",
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    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
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      "purpose": "furniture",
      "amount": "1221",
      "savings_balance": "unknown",
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      "installment_rate": "1",
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      "property": "building society savings",
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    {
      "checking_balance": "> 200 DM",
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      "purpose": "furniture",
      "amount": "2892",
      "savings_balance": "< 100 DM",
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      "personal_status": "divorced male",
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      "age": "51",
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    {
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      "employment_length": "> 7 yrs",
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    {
      "checking_balance": "unknown",
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      "employment_length": "0 - 1 yrs",
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      "property": "building society savings",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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      "age": "22",
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      "housing": "rent",
      "existing_credits": "2",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "717",
      "savings_balance": "unknown",
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      "personal_status": "married male",
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    {
      "checking_balance": "1 - 200 DM",
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      "personal_status": "single male",
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      "property": "real estate",
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      "foreign_worker": "yes",
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    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "education",
      "amount": "1597",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
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      "age": "54",
      "installment_plan": "none",
      "housing": "for free",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "property": "real estate",
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      "installment_plan": "bank",
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    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "20",
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      "purpose": "furniture",
      "amount": "4272",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
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    {
      "checking_balance": "1 - 200 DM",
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      "residence_history": "2",
      "property": "real estate",
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    },
    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (new)",
      "amount": "9271",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "residence_history": "1",
      "property": "other",
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      "housing": "own",
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      "default": "2",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "590",
      "savings_balance": "< 100 DM",
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      "residence_history": "3",
      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "no",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "930",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "65",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "42",
      "credit_history": "fully repaid this bank",
      "purpose": "car (used)",
      "amount": "9283",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "other_debtors": "none",
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      "age": "55",
      "installment_plan": "bank",
      "housing": "for free",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "fully repaid",
      "purpose": "car (new)",
      "amount": "1778",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "property": "real estate",
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      "foreign_worker": "yes",
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    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "8",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "907",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "property": "real estate",
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      "housing": "own",
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
      "amount": "484",
      "savings_balance": "< 100 DM",
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    },
    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (used)",
      "amount": "9629",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "housing": "own",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "3051",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "other",
      "age": "54",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
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      "purpose": "car (new)",
      "amount": "3931",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "46",
      "installment_plan": "none",
      "housing": "for free",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "7432",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "54",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "1338",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "62",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1554",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "age": "24",
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      "housing": "rent",
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      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "others",
      "amount": "15857",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "co-applicant",
      "residence_history": "3",
      "property": "other",
      "age": "43",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1345",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "26",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1101",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3016",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "married male",
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      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2712",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "41",
      "installment_plan": "bank",
      "housing": "own",
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      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "8",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "731",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "47",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "3780",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "21",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1602",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "3966",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "33",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "3",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "4165",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "36",
      "installment_plan": "stores",
      "housing": "own",
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      "default": "2",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "8335",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "47",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "6681",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "38",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "2375",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "44",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "1216",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "45",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "11816",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "5084",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2327",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "real estate",
      "age": "25",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "fully repaid",
      "purpose": "car (new)",
      "amount": "1082",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "48",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "886",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "21",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "4",
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      "amount": "601",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "other_debtors": "none",
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      "property": "real estate",
      "age": "23",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "2957",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "63",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2611",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
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      "other_debtors": "co-applicant",
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      "property": "real estate",
      "age": "46",
      "installment_plan": "none",
      "housing": "own",
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    {
      "checking_balance": "< 0 DM",
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      "amount": "5179",
      "savings_balance": "< 100 DM",
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      "property": "building society savings",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "amount": "2993",
      "savings_balance": "< 100 DM",
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      "job": "unskilled resident"
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "1 - 200 DM",
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      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "savings_balance": "unknown",
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      "personal_status": "single male",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "709",
      "savings_balance": "< 100 DM",
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      "installment_plan": "stores",
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    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "20",
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      "purpose": "car (new)",
      "amount": "2235",
      "savings_balance": "< 100 DM",
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      "other_debtors": "guarantor",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "unknown",
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      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
      "amount": "1471",
      "savings_balance": "< 100 DM",
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      "housing": "for free",
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    },
    {
      "checking_balance": "< 0 DM",
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      "amount": "1442",
      "savings_balance": "< 100 DM",
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      "age": "32",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "car (new)",
      "amount": "10875",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
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      "age": "45",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "amount": "1474",
      "savings_balance": "101 - 500 DM",
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      "property": "real estate",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "retraining",
      "amount": "894",
      "savings_balance": "unknown",
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      "property": "building society savings",
      "age": "40",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "furniture",
      "amount": "3343",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "28",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3959",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "property": "building society savings",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "9",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3577",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "5804",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "18",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "2169",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "28",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2439",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "35",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "27",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "4526",
      "savings_balance": "> 1000 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "32",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "10",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2210",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "25",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "2221",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "20",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2389",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "27",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "3331",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "42",
      "installment_plan": "stores",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "7409",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "652",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "24",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "delayed",
      "purpose": "furniture",
      "amount": "7678",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1343",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "46",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "no",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "1382",
      "savings_balance": "101 - 500 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "domestic appliances",
      "amount": "874",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "real estate",
      "age": "24",
      "installment_plan": "none",
      "housing": "own",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3590",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "2",
      "property": "building society savings",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1322",
      "savings_balance": "> 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
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      "residence_history": "4",
      "property": "other",
      "age": "40",
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      "housing": "own",
      "existing_credits": "2",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "1940",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "36",
      "installment_plan": "bank",
      "housing": "for free",
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      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3595",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
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      "housing": "own",
      "existing_credits": "1",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "9",
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      "purpose": "car (new)",
      "amount": "1422",
      "savings_balance": "< 100 DM",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "unknown/none",
      "age": "27",
      "installment_plan": "none",
      "housing": "for free",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
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    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "6742",
      "savings_balance": "unknown",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "purpose": "car (used)",
      "amount": "7814",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
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      "telephone": "yes",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "9277",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "48",
      "installment_plan": "none",
      "housing": "for free",
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      "telephone": "yes",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2181",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "real estate",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1098",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "residence_history": "4",
      "property": "other",
      "age": "65",
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      "housing": "own",
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      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "4057",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "divorced male",
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      "residence_history": "3",
      "property": "other",
      "age": "43",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "education",
      "amount": "795",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "53",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "2825",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "unknown/none",
      "age": "34",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "15672",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "6614",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "age": "34",
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      "housing": "own",
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      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "28",
      "credit_history": "fully repaid this bank",
      "purpose": "car (used)",
      "amount": "7824",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "4",
      "property": "real estate",
      "age": "40",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "27",
      "credit_history": "critical",
      "purpose": "business",
      "amount": "2442",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "43",
      "installment_plan": "stores",
      "housing": "own",
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      "default": "1",
      "dependents": "2",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1829",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "46",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "2171",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
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      "other_debtors": "none",
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    },
    {
      "checking_balance": "1 - 200 DM",
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    {
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    {
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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    {
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (new)",
      "amount": "2625",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "guarantor",
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      "property": "building society savings",
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      "installment_plan": "bank",
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    {
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      "purpose": "car (new)",
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      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "divorced male",
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      "age": "44",
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      "housing": "own",
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    {
      "checking_balance": "unknown",
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      "housing": "for free",
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    {
      "checking_balance": "unknown",
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      "amount": "1386",
      "savings_balance": "unknown",
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      "property": "real estate",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "radio/tv",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
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    {
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "< 0 DM",
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      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "1 - 200 DM",
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      "amount": "2002",
      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "amount": "6872",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "divorced male",
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      "job": "skilled employee"
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "697",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "personal_status": "single male",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "furniture",
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      "savings_balance": "< 100 DM",
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      "personal_status": "female",
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      "property": "building society savings",
      "age": "21",
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      "housing": "rent",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "10297",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "age": "39",
      "installment_plan": "stores",
      "housing": "for free",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1867",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "property": "other",
      "age": "58",
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      "job": "skilled employee"
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "1344",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
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      "property": "real estate",
      "age": "43",
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      "housing": "own",
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      "job": "unskilled resident"
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    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1747",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "property": "building society savings",
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      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1670",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
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      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "1224",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "purpose": "radio/tv",
      "amount": "522",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
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      "other_debtors": "none",
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      "housing": "own",
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    },
    {
      "checking_balance": "< 0 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1498",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
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      "age": "23",
      "installment_plan": "bank",
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      "foreign_worker": "yes",
      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "purpose": "radio/tv",
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      "employment_length": "0 - 1 yrs",
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      "age": "30",
      "installment_plan": "stores",
      "housing": "own",
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    {
      "checking_balance": "> 200 DM",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "745",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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    {
      "checking_balance": "1 - 200 DM",
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      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
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      "housing": "rent",
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      "job": "mangement self-employed"
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    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "60",
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      "purpose": "education",
      "amount": "6288",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "age": "42",
      "installment_plan": "none",
      "housing": "for free",
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      "job": "skilled employee"
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "unknown",
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    {
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      "employment_length": "4 - 7 yrs",
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    {
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    {
      "checking_balance": "< 0 DM",
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    {
      "checking_balance": "1 - 200 DM",
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    {
      "checking_balance": "< 0 DM",
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    {
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    {
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    {
      "checking_balance": "unknown",
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    {
      "checking_balance": "1 - 200 DM",
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      "savings_balance": "< 100 DM",
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      "job": "unemployed non-resident"
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "business",
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      "job": "skilled employee"
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    {
      "checking_balance": "1 - 200 DM",
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      "amount": "4113",
      "savings_balance": "501 - 1000 DM",
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    {
      "checking_balance": "unknown",
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      "purpose": "furniture",
      "amount": "10974",
      "savings_balance": "< 100 DM",
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    {
      "checking_balance": "< 0 DM",
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      "purpose": "car (new)",
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      "savings_balance": "< 100 DM",
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      "housing": "own",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1231",
      "savings_balance": "> 1000 DM",
      "employment_length": "> 7 yrs",
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      "property": "building society savings",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
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      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "3656",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "49",
      "installment_plan": "stores",
      "housing": "own",
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      "default": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "9",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1154",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "37",
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      "housing": "own",
      "existing_credits": "3",
      "default": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "28",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "4006",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "other",
      "age": "45",
      "installment_plan": "none",
      "housing": "own",
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      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3069",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
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      "age": "30",
      "installment_plan": "none",
      "housing": "for free",
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      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "6",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1740",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "30",
      "installment_plan": "none",
      "housing": "rent",
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      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
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      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "2353",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "47",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "3556",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "29",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
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      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "2397",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "35",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "454",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "3",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1715",
      "savings_balance": "unknown",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "27",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2520",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "23",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "3568",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "54",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "42",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "7166",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "11",
      "credit_history": "critical",
      "purpose": "car (new)",
      "amount": "3939",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "real estate",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "repaid",
      "purpose": "repairs",
      "amount": "1514",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "guarantor",
      "residence_history": "2",
      "property": "real estate",
      "age": "22",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "7393",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "43",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "1193",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "29",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unemployed non-resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "60",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "7297",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "co-applicant",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "36",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "2831",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "other",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1258",
      "savings_balance": "501 - 1000 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "57",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "6",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "753",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "female",
      "other_debtors": "guarantor",
      "residence_history": "3",
      "property": "real estate",
      "age": "64",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "18",
      "credit_history": "delayed",
      "purpose": "business",
      "amount": "2427",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "42",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "delayed",
      "purpose": "car (new)",
      "amount": "2538",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
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      "residence_history": "4",
      "property": "other",
      "age": "47",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "15",
      "credit_history": "fully repaid this bank",
      "purpose": "car (new)",
      "amount": "1264",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "25",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "30",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "8386",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "49",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "48",
      "credit_history": "repaid",
      "purpose": "business",
      "amount": "4844",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "other",
      "age": "33",
      "installment_plan": "bank",
      "housing": "rent",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "21",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2923",
      "savings_balance": "101 - 500 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "1",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "other",
      "age": "28",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
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      "telephone": "yes",
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      "job": "mangement self-employed"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "8229",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "26",
      "installment_plan": "none",
      "housing": "own",
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      "default": "2",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "2028",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "15",
      "credit_history": "critical",
      "purpose": "furniture",
      "amount": "1433",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "25",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "> 200 DM",
      "months_loan_duration": "42",
      "credit_history": "fully repaid",
      "purpose": "business",
      "amount": "6289",
      "savings_balance": "< 100 DM",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "33",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
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      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "13",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1409",
      "savings_balance": "101 - 500 DM",
      "employment_length": "unemployed",
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      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "64",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
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      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "24",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "6579",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
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      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "unknown/none",
      "age": "29",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "24",
      "credit_history": "critical",
      "purpose": "radio/tv",
      "amount": "1743",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "2",
      "property": "building society savings",
      "age": "48",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "critical",
      "purpose": "education",
      "amount": "3565",
      "savings_balance": "unknown",
      "employment_length": "0 - 1 yrs",
      "installment_rate": "2",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "1",
      "property": "building society savings",
      "age": "37",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "2",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "15",
      "credit_history": "fully repaid this bank",
      "purpose": "radio/tv",
      "amount": "1569",
      "savings_balance": "101 - 500 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
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      "property": "other",
      "age": "34",
      "installment_plan": "bank",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "2",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "18",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1936",
      "savings_balance": "unknown",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "2",
      "personal_status": "married male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "23",
      "installment_plan": "none",
      "housing": "rent",
      "existing_credits": "2",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "36",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "3959",
      "savings_balance": "< 100 DM",
      "employment_length": "unemployed",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "building society savings",
      "age": "30",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "car (new)",
      "amount": "2390",
      "savings_balance": "unknown",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "3",
      "property": "other",
      "age": "50",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "furniture",
      "amount": "1736",
      "savings_balance": "< 100 DM",
      "employment_length": "4 - 7 yrs",
      "installment_rate": "3",
      "personal_status": "female",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "real estate",
      "age": "31",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "unskilled resident"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "30",
      "credit_history": "repaid",
      "purpose": "car (used)",
      "amount": "3857",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "divorced male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "building society savings",
      "age": "40",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "mangement self-employed"
    },
    {
      "checking_balance": "unknown",
      "months_loan_duration": "12",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "804",
      "savings_balance": "< 100 DM",
      "employment_length": "> 7 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "38",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "< 0 DM",
      "months_loan_duration": "45",
      "credit_history": "repaid",
      "purpose": "radio/tv",
      "amount": "1845",
      "savings_balance": "< 100 DM",
      "employment_length": "1 - 4 yrs",
      "installment_rate": "4",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "unknown/none",
      "age": "23",
      "installment_plan": "none",
      "housing": "for free",
      "existing_credits": "1",
      "default": "2",
      "dependents": "1",
      "telephone": "yes",
      "foreign_worker": "yes",
      "job": "skilled employee"
    },
    {
      "checking_balance": "1 - 200 DM",
      "months_loan_duration": "45",
      "credit_history": "critical",
      "purpose": "car (used)",
      "amount": "4576",
      "savings_balance": "101 - 500 DM",
      "employment_length": "unemployed",
      "installment_rate": "3",
      "personal_status": "single male",
      "other_debtors": "none",
      "residence_history": "4",
      "property": "other",
      "age": "27",
      "installment_plan": "none",
      "housing": "own",
      "existing_credits": "1",
      "default": "1",
      "dependents": "1",
      "telephone": "none",
      "foreign_worker": "yes",
      "job": "skilled employee"
    }
  ],
  "meta": {
    "title": "German Credit Risk Dataset - Free Download",
    "description": "1,000 loan applicant records with checking balance, loan duration, credit history, purpose, loan amount, and 20+ financial and personal attributes used for credit risk classification. Contains 1000 records. Download in Excel, CSV, PDF formats.",
    "seo_title": "German Credit Risk Dataset | ListBase",
    "seo_description": "Download German Credit Risk Dataset — 1000 records. Available in Excel, CSV, PDF formats.",
    "key_takeaways": [
      "Contains 1000 records / 21 fields",
      "Available for free download in Excel, CSV, and PDF formats",
      "Data sourced from: https://github.com/stedy/Machine-Learning-with-R-datasets"
    ]
  }
}